Practice Areas

Practice Areas - Creditor Harassment

The Federal Fair Debt Collection Practices Act (FDCPA) is intended to protect consumers from harassment from debt collectors.  However, many collectors disregard the FDCPA and continue to harass consumers.  This law only applies to third party debt collectors and does not include original creditors.  In the state of Texas, original creditors are covered by the Texas Debt Collection Practices Act.

Creditor Harassment often ceases after an attorney has been retained.  We offer consumers the option of simply having our firm send a letter to the harassing collector.  Collectors often stop harassing consumers after receiving a letter from a licensed law firm.